Traffic Accident TSS
in Turkey.

Traffic Accident TSS (trafik kazası tamamlayıcı sağlık sigortası) is a complementary health insurance specifically designed to cover medical expenses arising from road traffic accidents. It works alongside your mandatory trafik sigortası (third-party liability) to fill the gaps — covering your own treatment costs that the basic traffic policy does not pay.

Regular TSS (tamamlayıcı sağlık sigortası) tops up your SGK public health coverage for general medical needs. Traffic Accident TSS is specifically triggered by injuries sustained in a road accident and operates independently of your SGK status.

Anyone who drives in Turkey can benefit. Standard trafik sigortası covers damage and injury to other parties — it does not pay your own medical bills if you are injured. Traffic Accident TSS fills that gap.

Hospital treatment, surgery, diagnostic tests, physiotherapy and rehabilitation costs arising from a road traffic accident. Some plans also cover ambulance costs and temporary disability payments.

Yes — and it is designed to be used that way. Traffic Accident TSS is an add-on that sits alongside your trafik sigortası. We can arrange both from a single insurer for convenience.