Personal accident insurance Turkey
Personal accident
insurance in Turkey.
Ferdi kaza sigortası — financial protection for you and your family if you are seriously injured or killed in an accident. 24/7 worldwide cover. Compare quotes from 30+ Turkish insurers.
Accidental death benefit
Lump sum paid to your beneficiaries in the event of accidental death.
Permanent disability
Compensation if an accident leaves you permanently fully or partially disabled.
Medical expenses
Covers hospital and treatment costs arising directly from an accident.
Temporary disability
Weekly benefit payments while you are unable to work following an accident.
Worldwide cover
24/7 protection anywhere in the world, not just in Turkey.
Family plans available
Cover your whole family under a single policy at reduced rates.
Personal accident insurance — FAQ
What is personal accident insurance in Turkey?
Personal accident insurance (ferdi kaza sigortası) pays a lump sum or provides benefits if you suffer a serious injury or death as a result of an accident. It is separate from health insurance — it compensates for the financial impact of being unable to work or for permanent disability, not just medical bills.
What does ferdi kaza sigortası cover?
Standard cover includes: accidental death benefit, permanent total or partial disability, temporary disability (loss of income), and medical expenses arising from an accident. Some plans also cover accidental dental treatment and physiotherapy.
Do I need personal accident insurance if I already have health insurance?
They serve different purposes. Health insurance pays your medical bills. Personal accident insurance pays you — or your family — a sum if you are seriously injured or killed. For self-employed expats or primary earners, personal accident insurance provides important income protection.
Does it cover accidents abroad?
Most Turkish personal accident policies cover you worldwide, 24 hours a day. Check the specific policy terms — some have exclusions for extreme sports or war zones.
How much does personal accident insurance cost in Turkey?
Premiums are relatively low compared to health insurance. Basic cover typically starts around 500–1,500 TL per year depending on the benefit amount selected and your occupation. We compare options from 30+ Turkish insurers.
Protect yourself and your family.
Personal accident insurance for expats in Turkey.
Tell us your age and the cover amount you need. Our team compares options from 30+ Turkish insurers and explains everything in English.
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