Alternative kasko
for your vehicle in Turkey.

Alternative kasko (alternatif kasko) is a flexible comprehensive car insurance option for vehicles that do not qualify for — or cannot afford — standard kasko. It typically offers a named-perils structure where you select specific cover types (fire, theft, glass, natural disaster, third-party damage) rather than the all-risks approach of standard kasko. This makes it significantly more affordable.

Alternative kasko suits older vehicles whose market value makes standard kasko uneconomical, foreign-plate vehicles that some insurers decline for standard kasko, drivers who want specific protections (e.g. fire and theft only) without paying for full comprehensive cover, and budget-conscious owners who want more than basic trafik sigortası.

Standard kasko is an all-risks policy — it covers most causes of damage unless specifically excluded. Alternative kasko is a named-perils policy — it only covers the specific risks you select and pay for. This targeted approach makes premiums considerably lower, though the coverage is narrower.

Depending on the insurer, you can typically mix and match: fire and explosion, theft and attempted theft, natural disasters (flood, storm, earthquake), windscreen and glass damage, third-party collision damage (where the other driver is at fault), and vandalism. We help you build the right combination for your situation.

Yes. Alternative kasko is one of the most practical options for foreign-plate vehicles, particularly older cars or those from countries where Turkish insurers are more cautious. We work with insurers who specialise in non-standard vehicle cover.

Depending on which perils you select, alternative kasko can be 30–60% cheaper than an equivalent standard kasko policy for the same vehicle. The saving is most significant on older vehicles with lower market values.