Disclaimer

1. General information only

The information on ikametsigorta.com is provided for general informational purposes only. It does not constitute professional insurance, legal, financial, or tax advice. While we take care to keep information accurate and current, insurance products, prices, regulations, and requirements change frequently — we cannot guarantee the completeness or currency of any information at any given time.

Always verify coverage terms, exclusions, and conditions directly with the insurer before purchasing any policy.

2. No insurance contract

Nothing on this website constitutes an offer or acceptance of an insurance contract. Submitting an enquiry or quote request does not bind you or us to any insurance arrangement. A policy is only in force once a policy document has been issued by a licensed insurer and confirmed in writing.

3. Intermediary status

Ikamet Sigorta acts as an insurance intermediary (broker). Turkish insurance policies are issued by regulated Turkish insurance companies. Ikamet Sigorta is not the insurer and is not liable for any claim, loss, or dispute arising under any insurance policy. Your contract is with the insurer.

Turkish insurance services are provided by İKAMET SİGORTA ARACILIK HİZMETLERİ LİMİTED ŞİRKETİ, licensed by SEDDK.

4. Regulatory information

Insurance intermediary activities in Turkey are regulated by SEDDK (Sigortacılık ve Özel Emeklilik Düzenleme ve Denetleme Kurumu). Our Turkish entity operates under a valid SEDDK licence. This website is operated by Ikamet Limited, registered in England and Wales.

5. Estimates and quotes

Any premium estimates, indicative prices, or cost ranges shown on this website are illustrative only. Actual premiums depend on individual risk factors, insurer underwriting decisions, and prevailing market rates. We accept no liability for decisions made based on illustrative pricing.

6. Third-party content and links

This website may reference or link to third-party websites, insurer portals, and external resources. We do not control and are not responsible for the content, accuracy, or policies of any third-party sites. Links are provided for convenience and do not constitute endorsement.

7. Exchange rates and pricing

Insurance premiums in Turkey are denominated in Turkish Lira (TRY). Any conversions to other currencies shown on this website are approximate and for illustrative purposes only. Exchange rates fluctuate and actual amounts may vary.

8. AI-assisted content

Some content on this website may have been drafted or assisted by artificial intelligence tools. All AI-generated content is reviewed by our team before publication. However, AI tools can produce errors — please verify any specific regulatory, legal, or coverage information with us directly before relying on it.

9. Limitation of liability

To the fullest extent permitted by applicable law, Ikamet Limited and its affiliates disclaim all liability for any loss or damage (direct, indirect, or consequential) arising from reliance on information on this website, from use of our services, or from the actions or omissions of any third-party insurer.

Nothing in this disclaimer excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be limited under applicable law.

10. Intellectual property

"Ikamet Sigorta" is a registered trademark of Ikamet Limited. Unauthorised use of our name, brand, logo, or content — including by competitors or imitator websites — is strictly prohibited and will be pursued through appropriate legal channels.

11. Contact

If you have questions about this disclaimer or any content on this website, please contact us via our contact page.